About keepingitrich

Business Journalist, specializing in personal finance and entrepreneurship; contributes to Black Enterprise, Money, FSB, Essence

Budget Booklet Kit Now Available Online

Keeping it Rich BookletEvery single month I sit at my desk (or kitchen table, or on the bed, or…) and I pull out my Keeping It Rich mug and my Keeping It Rich budget booklet to pay my bills. My tools are now available to you online. Order yours today!

Excerpt:

“Dear Future Rich Person,

The first step to the process of keeping it rich is to define for yourself what it means to be wealthy. This Budget Booklet will help you identify and quantify your current lifestyle so you can begin to plan and define your ideal lifestyle. This is why I’ve placed a line for Major Goals on the top of each page. This way you will be reminded about what you are saving toward each month…

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Who Is Keeping it Rich?

I’ve been writing a lot for Black Enterprise magazine and Essence magazine in the last few months about people who are doing a great job of keeping it rich. It inspired me to write this entry. Often times wheImage Detailn we think of being rich, we think of people with fur coats, yachts, and diamonds. But I don’t. I believe keeping it rich is a mindset defined by the individual. Rich for me may not be rich for you. I’m good with a house, some grass and a good public school system. That’s rich for me. But I’m fortunate to interview people who keep it rich with much less than me and those who keep it rich with a great deal more than me.

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Keeping It Rich on Madamenoire.com

Holiday Spending on Kids

Speaking with Madamenoire.com‘s Mommy In Chief host Karyn Parsons (formerly Hillary on Fresh Prince of Bel Air) reminded me how to keep costs down this holiday season. Here are some of the money tips I share on how to spend wisely on kids:
  • Contribute to 529 college plans for bday and holidays and let family buy toys, luxuries
  • Set a budget for extra curricular activities
  • Shop thrift stores and yard sales for clothing and kid furniture
    Go to the Video Tape:

Keeping It Rich in a Recession

T-shirt purchased 2 years ago

About two years ago, @frugalista asked for people to share their recession stories on twitter. I replied with this picture of my then-recently purchased nightshirt that sarcastically reads, ‘What Recession?’ Boy, those were the days…

Today, I know exactly what recession everyone is talking about. My company lost its largest client about 12 months ago, I invested in a print shop that I am now selling because of increased losses and I just all around can’t seem to find the additional cash for the rising cost of food and gas! Hallelujah, I had a strong emergency fund and enough clients on the roster so I could pay the mortgage for 2011. But, what about 2012?

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